Great Programs from a Respected Massachusetts Mortgage Company

There are several mortgage programs to choose from. The list below identifies the most common types of loans that banks or other institutions offer. I can help you sort through all of the information available so you make the best choice for your financial and personal situation.

Remember, I understand all aspects of home financing. I know the best financing options, the most competitive programs, and the requirements that allow your loan to move smoothly. My job is to serve as a buffer by interacting with the lenders on your behalf so that we can get the loan done smoothly and effectively. Say good-bye to the frustration and stress that you’d experience if you were to do it on your own, and say hello to peace of mind!

Common Programs Available

  • Fixed-Rate Mortgages

    With a fixed-rate mortgage, the interest rate and payments remain the same for the life of the loan. Fixed-rate loans are typically for 15, 20, or 30 years; however, different lending institutions offer different terms.

  • Adjustable-Rate Mortgages

    With an adjustable interest rate mortgage (ARM), the interest rate adjusts based on an index over a predefined time period. The advantage with an adjustable-rate mortgage is that the interest rate typically starts lower than a fixed rate. The adjustment schedule and interest rate varies depending upon the loan program.

  • Jumbo Loans

    Any loan that exceeds $510,400 is considered a jumbo loan. Rates on jumbo loans are higher due to the higher risk, and loan limits can change annually.

The concept of mortgages, real estate purchase on credit, mortgage programs, interest calculation

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